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Read the latest mortgage news, tips, and insights from What's My Payment?
Vanessa Zimin
How Do Home Equity Loans Work and How Do You Get One in 2026?
Wondering how home equity loans work? Learn how to tap into your home’s value in 2026, what’s required, and how to get the money you need.
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Vanessa Zimin
What Is a 5/1 ARM Loan?
What is a 5/1 ARM loan? Learn how it works, pros and cons, requirements, examples, and whether this adjustable-rate mortgage is right for you.
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Vanessa Zimin
Top 5 VA Home Loan Benefits
Learn the top VA home loan benefits, including no down payment, no PMI, flexible credit guidelines, and low interest rates for eligible buyers.
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Vanessa Zimin
Variable vs Fixed Rate Mortgage: Which One Makes Better Sense For You?
Compare variable rate vs fixed rate mortgages. Learn which loan type is better for your budget, timeline, and interest rate goals in this clear guide.
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Kevin Strong
Mortgage Market Trends: What Homebuyers Should Watch in 2026
Discover key mortgage market trends in 2025 and what homebuyers should watch for amid economic shifts, rate changes, and banking sector updates.
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Vanessa Zimin
Loan-to-Value (LTV) Ratio: What It Is and How to Calculate It
Learn what LTV means, how to calculate it, and why it matters for mortgages, refinancing, and home equity loans. Lower LTV = better loan terms.
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Vanessa Zimin
Mortgage Refinance: How It Works and When It Makes Sense
Learn how mortgage refinance works, when it makes sense, and how it can lower payments, reduce interest, or unlock home equity in 2025.
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Vanessa Zimin
What Is an Adjustable-Rate Mortgage (ARM)?
Wondering if an ARM is right for you? Learn how adjustable-rate mortgages work, their pros and cons, and when they can save you money.
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Vanessa Zimin
2025 FHA 203k Loan Requirements: What You Need to Know Before You Renovate
Learn the 2025 FHA 203k loan requirements to buy or refinance a home and finance renovations, all in one loan. See if you qualify today.
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Vanessa Zimin
Mortgagor vs Mortgagee: 5 Key Differences You Need to Know
Mortgagor vs Mortgagee: Learn the 5 key differences between borrower and lender roles to better understand your mortgage and home loan terms.
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Vanessa Zimin
Mortgage Rate Predictions 2026: Here’s What Experts Are Predicting
See 2026 mortgage rate predictions from experts like Fannie Mae & NAR. Learn what to expect if you're buying, refinancing, or investing.
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Vanessa Zimin
2025 USDA Loan Requirements: Everything You Need to Know
Learn the 2025 USDA loan requirements, including income limits, credit score, and how to buy a home with no down payment in eligible areas.
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