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borrowing decisionsObsessively accurate mortgage calculators
for existing and aspiring homeowners
Lending insights from our experts:
"What's my payment? 🤔"
— Anyone who has ever financed a home
Conventional loans aren’t for everyone.
FHA Loans
USDA Loans
VA Loans
Calculating an FHA payment is tricky. It includes upfront mortgage insurance and an annual mortgage insurance premium that is paid monthly as part of your FHA payment. Our FHA loan calculator does the work for you. Shop with confidence knowing you're prepared for your monthly payment.
Many first-time homebuyers (experienced buyers, too) look to FHA for their home mortgage. The perks of FHA loans include lower down payment (only 3.5%) than traditional conventional loans, more lenient credit standards, and very competitive interest rates.
FHA Calculator
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Everyone has questions about financing.
We have answers.
"Can I Refinance my existing VA loan?"
If your current mortgage is a VA loan and you want to lower your payment or interest rate, you may be able to refinance without needing an appraisal.
"How much home can you afford?"
The answer may surprise you. When we talk about how much house we can afford, we are really talking about how much money we can afford to spend on a mortgage payment each month.
"Can I calculate remaining VA entitlement?"
Yes, you can have more than one VA loan and/or use your VA home loan benefits more than once. If you have VA entitlement in use, we can help you determine how much you have remaining.
"What will my mortgage payment be?"
The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started...
"…VA Cash-out Refinance?"
Borrow up to 100% of the VA appraised value of your home and get cash for virtually anything, including paying off debt, financing a business, or improving your home.
Still have questions? Read more about What's My Payment?®
