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Read the latest mortgage news, tips, and insights from What's My Payment?
Ryan Martinson
VA Loan Requirements
VA loan eligibility gives veterans and active duty military the option to purchase a new home with no money down at very competitive interest rates.
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Ryan Martinson
Is the housing market going to crash?
Quarantine has transformed a stable U.S. real estate market into one that is increasingly fragile. Government intervention will determine the severity of its impact on housing.
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Ryan Martinson
How the Federal Reserve Rate Cut Impacts Refinancing
The Federal Reserve cut interest rates, and the impact on mortgage rates might not be what you would expect.
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Ryan Martinson
What is Mortgage Insurance?
Homebuyers across the country use mortgage insurance every day to realize their dream of becoming a homeowner.
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Ryan Martinson
Can I Afford a House?
Matching what you’ve saved for a down payment with a monthly mortgage payment that aligns with your current expenses and monthly income is ultimately what it means to afford a house.
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Ryan Martinson
What Will My Mortgage Payment Be?
The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started.
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Ryan Martinson
What is Lender Paid Mortgage Insurance?
Avoid paying monthly mortgage insurance by putting as little as 5% down and having your lender pay your mortgage insurance (PMI).
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Ryan Martinson
Conventional Loans Available with 3% Down Payment
The minimum down payment for conventional mortgage loans is 3%.
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Ryan Martinson
2019 VA Funding Fee Chart
VA loans are awesome, but they come with a catch...
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Ryan Martinson
Seller Paid Closing Costs
Seller paid closing costs are a great way to minimize your out of pocket cash to close. 3% to 6% (the FHA max) is common.
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Ryan Martinson
VA Home Appraisals
Essential VA appraisal information for the veteran homebuyer.
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Ryan Martinson
FHA vs Conventional Loan: Key Differences
FHA loans are often best when looking to minimize out of pocket cash & down payment. Conventional loans are for borrowers with strong credit & more liquid assets.
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