2025 Lender Directory

In an impersonal world where automation is becoming the norm, working with a local mortgage professional is a breath of fresh air.

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Top 50 Questions to Ask When Buying a House: Your Ultimate Checklist

Buying a home? These 50 questions will help you feel confident, avoid surprises, and make smarter choices every step of the way.

Vanessa ZiminJul 258 min read

How Do Home Equity Loans Work and How Do You Get One in 2025?

Wondering how home equity loans work? Learn how to tap into your home’s value in 2025, what’s required, and how to get the money you need.

Vanessa ZiminJul 2210 min read

What Is a 5/1 ARM Loan?

What is a 5/1 ARM loan? Learn how it works, pros and cons, requirements, examples, and whether this adjustable-rate mortgage is right for you.

Vanessa ZiminJul 1912 min read

Top 5 VA Home Loan Benefits

Learn the top VA home loan benefits, including no down payment, no PMI, flexible credit guidelines, and low interest rates for eligible buyers.

Vanessa ZiminJul 118 min read

Variable vs Fixed Rate Mortgage: Which One Makes Better Sense For You?

Compare variable rate vs fixed rate mortgages. Learn which loan type is better for your budget, timeline, and interest rate goals in this clear guide.

Vanessa ZiminJul 88 min read

Loan-to-Value (LTV) Ratio: What It Is and How to Calculate It

Learn what LTV means, how to calculate it, and why it matters for mortgages, refinancing, and home equity loans. Lower LTV = better loan terms.

Vanessa ZiminJul 26 min read

Mortgage Refinance: How It Works and When It Makes Sense

Learn how mortgage refinance works, when it makes sense, and how it can lower payments, reduce interest, or unlock home equity in 2025.

Vanessa ZiminJun 248 min read

What Is an Adjustable-Rate Mortgage (ARM)?

Wondering if an ARM is right for you? Learn how adjustable-rate mortgages work, their pros and cons, and when they can save you money.

Vanessa ZiminJun 165 min read

2025 FHA 203k Loan Requirements: What You Need to Know Before You Renovate

Learn the 2025 FHA 203k loan requirements to buy or refinance a home and finance renovations, all in one loan. See if you qualify today.

Vanessa ZiminJun 97 min read

Mortgagor vs Mortgagee: 5 Key Differences You Need to Know

Mortgagor vs Mortgagee: Learn the 5 key differences between borrower and lender roles to better understand your mortgage and home loan terms.

Vanessa ZiminJun 56 min read

Mortgage Rate Predictions 2025: Here’s What Experts Are Predicting

See 2025 mortgage rate predictions from experts like Fannie Mae & NAR. Learn what to expect if you're buying, refinancing, or investing.

Vanessa ZiminMay 277 min read

2025 USDA Loan Requirements: Everything You Need to Know

Learn the 2025 USDA loan requirements, including income limits, credit score, and how to buy a home with no down payment in eligible areas.

Vanessa ZiminMay 194 min read