Blog
Read the latest mortgage news, tips, and insights from What's My Payment?

Angelica Leicht
How to Use Your VA Loan to Build Lasting Wealth
When utilized correctly, a VA loan can help a family to be prosperous for generations to come.
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Vanessa Zimin
What Is a Jumbo Loan and How Does It Work?
Jumbo Loans are Mortgage loans that exceed the Fannie Mae and Freddie Mac conforming loan limits.
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Ryan Martinson
FHA Loan Eligibility Clarified for DACA Recipients
U.S. Department of Housing and Urban Development issues mortgagee letter detailing FHA loan eligibility for non-permanent residents, including DACA recipients.
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Ryan Martinson
Should I pay off my mortgage early?
Paying off a mortgage early can save thousands of dollars in interest over time. However, that may come at the expense of missed investment gains.
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Ryan Martinson
How to Calculate Property Tax
Making sure you understand property taxes is a critical part of budgeting for a new home.
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Sean
Getting a Mortgage When You're Self Employed: Here's What You'll Need
Here's how to get a home loan if you are your own boss.
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Ryan Martinson
$25,000 in Assistance for New Homebuyers Could Be Coming Soon
A tax credit and down payment grant for as much as $25,000 may be coming to a neighborhood near you.
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Ryan Martinson
President Biden approves $10 billion in mortgage relief. See who qualifies.
The pandemic has been hard on all of us - mentally, emotionally, spiritually, physically, and for many, financially.
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Arthur Goldgaber
Millennial Myths: Deconstructing the Narrative That Gen Y Can’t Buy Houses
It's time we put this misconception to rest.
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Ryan Martinson
Mortgage Application Volume Rebounds
Lower mortgage rates lead to increase in overall mortgage applications.
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Ryan Martinson
What is VA residual income and how does it affect your VA loan?
In addition to traditional debt-to-income ratios, VA loans consider the loan applicant’s net income after certain expenses are deducted.
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Ryan Martinson
How to Calculate FHA Debt-to-Income Ratio?
Debt-to-Income (DTI) ratios are a primary factor in determining the amount of mortgage for which you can be approved.
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