Contributor

Ryan Martinson

63 posts

With over a decade of mortgage experience, I witnessed first-hand the frustrations homebuyers endure when shopping for a home. Using that expertise, I created What's My Payment to make buying easier.

Ryan Martinson's Posts

Jul 29, 2021Ryan Martinson
Biden Administration Adds More Protections for Mortgage Payers
With jobs and earnings returning to pre-pandemic levels, the federal government is stepping in to protect more homeowners from foreclosure.
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Jul 22, 2021Ryan Martinson
New Foreclosure Protections Established to Help Prevent Crisis
The CFPB continues its role of mitigating a possible housing catastrophe as foreclosure moratoriums end while the pandemic lingers.
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Jun 16, 2021Ryan Martinson
FHA Loan Eligibility Clarified for DACA Recipients
U.S. Department of Housing and Urban Development issues mortgagee letter detailing FHA loan eligibility for non-permanent residents, including DACA recipients.
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Jun 11, 2021Ryan Martinson
Should I pay off my mortgage early?
Paying off a mortgage early can save thousands of dollars in interest over time. However, that may come at the expense of missed investment gains.
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May 25, 2021Ryan Martinson
How to Calculate Property Tax
Making sure you understand property taxes is a critical part of budgeting for a new home.
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May 13, 2021Ryan Martinson
$25,000 in Assistance for New Homebuyers Could Be Coming Soon
A tax credit and down payment grant for as much as $25,000 may be coming to a neighborhood near you.
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May 7, 2021Ryan Martinson
President Biden approves $10 billion in mortgage relief. See who qualifies.
The pandemic has been hard on all of us - mentally, emotionally, spiritually, physically, and for many, financially.
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Apr 22, 2021Ryan Martinson
Mortgage Application Volume Rebounds
Lower mortgage rates lead to increase in overall mortgage applications.
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Apr 16, 2021Ryan Martinson
What is VA residual income and how does it affect your VA loan?
In addition to traditional debt-to-income ratios, VA loans consider the loan applicant’s net income after certain expenses are deducted.
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Apr 8, 2021Ryan Martinson
How to Calculate FHA Debt-to-Income Ratio?
Debt-to-Income (DTI) ratios are a primary factor in determining the amount of mortgage for which you can be approved.
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Mar 31, 2021Ryan Martinson
How are Mortgage Rates Determined?
Learn more about what impacts mortgage rates.
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Mar 24, 2021Ryan Martinson
The Rules For FHA Down Payment Gifts
Your FHA down payment can be made with a monetary gift from a family member, employer, or other qualified donor.
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Biden Administration Adds More Protections for Mortgage Payers

New Foreclosure Protections Established to Help Prevent Crisis

FHA Loan Eligibility Clarified for DACA Recipients

Should I pay off my mortgage early?

How to Calculate Property Tax

$25,000 in Assistance for New Homebuyers Could Be Coming Soon

President Biden approves $10 billion in mortgage relief. See who qualifies.

Mortgage Application Volume Rebounds

What is VA residual income and how does it affect your VA loan?

How to Calculate FHA Debt-to-Income Ratio?

How are Mortgage Rates Determined?

The Rules For FHA Down Payment Gifts