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Mortgage Market Trends: What Homebuyers Should Watch in 2025

Mortgage Market Trends: What Homebuyers Should Watch in 2025

Discover key mortgage market trends in 2025 and what homebuyers should watch for amid economic shifts, rate changes, and banking sector updates.

Jul 2 • 4 min read
Loan-to-Value (LTV) Ratio: What It Is and How to Calculate It

Loan-to-Value (LTV) Ratio: What It Is and How to Calculate It

Learn what LTV means, how to calculate it, and why it matters for mortgages, refinancing, and home equity loans. Lower LTV = better loan terms.

Jul 2 • 6 min read
Mortgage Refinance: How It Works and When It Makes Sense

Mortgage Refinance: How It Works and When It Makes Sense

Learn how mortgage refinance works, when it makes sense, and how it can lower payments, reduce interest, or unlock home equity in 2025.

Jun 24 • 8 min read
What Is an Adjustable-Rate Mortgage (ARM)?

What Is an Adjustable-Rate Mortgage (ARM)?

Wondering if an ARM is right for you? Learn how adjustable-rate mortgages work, their pros and cons, and when they can save you money.

Jun 16 • 5 min read
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Ryan Martinson

With over a decade of mortgage experience, I witnessed first-hand the frustrations homebuyers endure when shopping for a home. Using that expertise, I created What's My Payment to make buying easier.

Posts: 66

ryan's posts

Featured ImageMortgage news

How Will Biden Administration Impact Mortgage Rates?

Jan 20, 2021·2 min read
Featured ImageMortgage news

Will Mortgage Rates Continue to Rise in the Wake of Stimulus and Vaccine?

Jan 14, 2021·2 min read
Featured ImageClosing Costs

What is included in closing costs?

Dec 23, 2020·7 min read
Featured ImagePMI

How much is mortgage insurance?

Dec 15, 2020·6 min read
Featured ImageMortgage news

FHA Loan Limits Increased to Support Booming Home Prices

Dec 10, 2020·2 min read
Featured ImageVA

2023 VA Funding Fee Chart

Oct 28, 2020·5 min read
Featured ImageHousing Market

When is the best time to buy a house?

Oct 13, 2020·8 min read
Featured ImageUSDA

What are USDA Loans?

Sep 17, 2020·4 min read
Featured ImageRealtors

The 5 Best Independent Realtor Apps (And the CRM That Holds It All)

Aug 28, 2020·11 min read
Featured ImageVA

VA Loan Requirements

Aug 10, 2020·4 min read
Featured ImageHousing Market

Is the housing market going to crash?

Apr 17, 2020·4 min read
Featured Image

How the Federal Reserve Rate Cut Impacts Refinancing

Mar 30, 2020·2 min read
Featured ImageFHA

FHA Mortgage Insurance Premiums

Jan 20, 2020·2 min read
Featured ImagePMI

What is Mortgage Insurance?

Jan 17, 2020·4 min read
Featured ImageHome Affordability

Can I Afford a House?

Jan 13, 2020·5 min read

Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.63%30 Year Fixed Jumbo6.98%FHA 30 years fixed5.918%VA 30 years fixed6.012%USDA 30 Year Fixed5.956%View More Rates
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What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

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