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Mortgage Market Trends: What Homebuyers Should Watch in 2025

Mortgage Market Trends: What Homebuyers Should Watch in 2025

Discover key mortgage market trends in 2025 and what homebuyers should watch for amid economic shifts, rate changes, and banking sector updates.

Jul 2 • 4 min read
Loan-to-Value (LTV) Ratio: What It Is and How to Calculate It

Loan-to-Value (LTV) Ratio: What It Is and How to Calculate It

Learn what LTV means, how to calculate it, and why it matters for mortgages, refinancing, and home equity loans. Lower LTV = better loan terms.

Jul 2 • 6 min read
Mortgage Refinance: How It Works and When It Makes Sense

Mortgage Refinance: How It Works and When It Makes Sense

Learn how mortgage refinance works, when it makes sense, and how it can lower payments, reduce interest, or unlock home equity in 2025.

Jun 24 • 8 min read
What Is an Adjustable-Rate Mortgage (ARM)?

What Is an Adjustable-Rate Mortgage (ARM)?

Wondering if an ARM is right for you? Learn how adjustable-rate mortgages work, their pros and cons, and when they can save you money.

Jun 16 • 5 min read
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Ryan Martinson

With over a decade of mortgage experience, I witnessed first-hand the frustrations homebuyers endure when shopping for a home. Using that expertise, I created What's My Payment to make buying easier.

Posts: 66

ryan's posts

Featured ImageMortgage FAQ

How to Calculate Property Tax

May 25, 2021·3 min read
Featured ImageMortgage news

$25,000 in Assistance for New Homebuyers Could Be Coming Soon

May 13, 2021·3 min read
Featured ImageMortgage news

President Biden approves $10 billion in mortgage relief. See who qualifies.

May 7, 2021·3 min read
Featured ImageMortgage news

Mortgage Application Volume Rebounds

Apr 22, 2021·1 min read
Featured ImageVA

What is VA residual income and how does it affect your VA loan?

Apr 16, 2021·4 min read
Featured ImageFHA

How to Calculate FHA Debt-to-Income Ratio?

Apr 8, 2021·3 min read
Featured ImageMortgage FAQ

How are Mortgage Rates Determined?

Mar 31, 2021·3 min read
Featured ImageFHA

The Rules For FHA Down Payment Gifts

Mar 24, 2021·2 min read
Featured ImageVA

Refinancing a VA Loan: Which Option is Best?

Mar 18, 2021·4 min read
Featured ImageMortgage FAQ

What is a reverse mortgage?

Mar 11, 2021·3 min read
Featured ImageGetting Started

How Much do I Need to Buy a House?

Mar 2, 2021·4 min read
Featured ImageMortgage news

Mortgage Relief Extended Another 6 Months

Feb 25, 2021·2 min read
Featured ImageMortgage news

Average Mortgage Amount Continues to Skyrocket

Feb 17, 2021·2 min read
Featured ImageMortgage news

Is the stimulus plan enough to keep the housing market afloat?

Feb 11, 2021·2 min read
Featured ImageFHA

Can you refinance an FHA loan?

Feb 5, 2021·3 min read

Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.609%30 Year Fixed Jumbo6.941%FHA 30 years fixed5.861%VA 30 years fixed5.968%USDA 30 Year Fixed5.877%View More Rates
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What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

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