Posts: 14



As a former loan originator, I watched clients struggle with the complexities of various mortgage payments. I created What's My Payment? and its tools to simplify home buying & make budgeting easier.

Posts: 14

ryan's posts

How the Federal Reserve Rate Cut Impacts Refinancing

The Federal Reserve cut interest rates, and the impact on mortgage rates might not be what you would expect.
Mar 30·2 min read

VA Funding Fee Chart

The VA funding fee has changed for 2020. Whether you're buying or refinancing, learn how the updated rates will impact your new VA loan.
Jan 20·2 min read

FHA Mortgage Insurance Premiums

FHA Mortgage Insurance is essential to the availability of affordable home loans to millions of homebuyers.
Jan 20·2 min read

What is Mortgage Insurance?

Homebuyers across the country use mortgage insurance every day to realize their dream of becoming a homeowner.
Jan 17·4 min read

Can I Afford a House?

Matching what you’ve saved for a down payment with a monthly mortgage payment that aligns with your current expenses and monthly income is ultimately what it means to afford a house.
Jan 13·5 min read

How Much Home Can I Afford?

When we talk about how much house we can afford, we are really talking about how much money we can afford to spend on a mortgage payment each month.
Jan 13·8 min read

VA Loan Requirements

VA loan eligibility grants veterans and active duty military the right to purchase a new home with no money down at excellent interest rates.
Dec 10, 2019·1 min read

What Will My Mortgage Payment Be?

The question loan officers hear most. FHA, VA, and conventional mortgage payments are not the same. Choose a mortgage loan payment calculator to get started.
Dec 9, 2019·2 min read

What is Lender Paid Mortgage Insurance?

Avoid paying monthly mortgage insurance by putting as little as 5% down and having your lender pay your mortgage insurance (PMI).
Dec 9, 2019·1 min read

Conventional Loans Available with 3% Down Payment

The minimum down payment for conventional mortgage loans is 3%.
Dec 9, 2019·1 min read

2019 VA Funding Fee Chart

VA loans are awesome, but they come with a catch...
Dec 9, 2019·2 min read

Seller Paid Closing Costs

Seller paid closing costs are a great way to minimize your out of pocket cash to close. 3% to 6% (the FHA max) is common.
Dec 9, 2019·2 min read