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Guide to First-Time Home Buyer Grants

Guide to First-Time Home Buyer Grants

Discover first-time home buyer grants in 2025, how they work, who qualifies, and how they can lower your down payment and closing costs.

Oct 3 • 7 min read
How to Get a Mortgage Pre-Approval In 5 Easy Steps

How to Get a Mortgage Pre-Approval In 5 Easy Steps

Learn how to get a mortgage pre-approval in 5 easy steps. Discover the benefits, required documents, and when to apply before buying a home.

Sep 25 • 10 min read
What Is Underwriting in Real Estate?

What Is Underwriting in Real Estate?

Learn what underwriting in real estate means, how it works in mortgages, and why it’s critical for homebuyers and investors in 2025.

Sep 22 • 4 min read
What Credit Score Do You Need to Buy a House?

What Credit Score Do You Need to Buy a House?

Wondering what credit score you need to buy a house? Learn minimum requirements for FHA, VA, USDA, and conventional loans, plus tips to improve your score.

Sep 30 • 9 min read
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What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

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Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.248%30 Year Fixed Jumbo6.605%FHA 30 years fixed5.551%VA 30 years fixed5.683%USDA 30 Year Fixed5.479%View More Rates
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Refinance

Here's where you'll find news, FAQ's and general information about mortgage refinancing.

Illustration

5 Posts with this tag

Featured ImageRefinance

How Much Does It Cost to Refinance a Mortgage?

Apr 22·6 min read
Featured ImageHome Buying Costs

Cash Out Refinance Rates: What to Know in 2025

Apr 14·3 min read
Featured ImageRefinance

What Is A Cash Out Refinance? How To Do It Right.

Aug 8, 2022·3 min read
Featured ImageRefinance

Demand for Refinancing Ignited by Mortgage Rate Decline

Aug 11, 2021·2 min read
Featured ImageMortgage FAQ

How to Finance Your Home Renovation

Aug 4, 2021·3 min read