Mortgage calculators
Every tool below is free to use and built for accurate payment estimates with taxes, insurance, and program-specific fees.
Loan payment calculators
Full payment breakdowns with taxes, insurance, and program-specific mortgage insurance or fees.
Mortgage Calculator
Estimate your monthly payment with taxes, homeowners insurance, and PMI.
Open calculatorFHA Loan Calculator
Includes upfront MIP, monthly MIP, and the 3.5% minimum down payment.
Open calculatorVA Loan Calculator
Accounts for VA funding fee, exemptions, and zero-down purchases.
Open calculatorUSDA Loan Calculator
USDA Direct & Guaranteed loan calculations for eligible borrowers.
Open calculatorRefinance Calculator
Compare your new payment, break-even point, and lifetime savings.
Open calculatorAffordability & planning
Figure out what you can afford, how much cash you need, and whether consolidating debt makes sense.
More VA tools
Specialized VA refinance and entitlement calculators beyond the standard VA purchase payment.
Lookups & guides
County loan limits and reference pages for FHA mortgage insurance and VA funding fees.
FHA & Conforming Loan Limits
Look up 2026 FHA & Conforming loan limits by state and county.
Look up limitsFHA Mortgage Insurance Premiums
Reference FHA upfront and annual MIP rates by loan term and LTV.
View referenceVA Funding Fee Chart
Official VA funding fee percentages by loan type, down payment, and usage.
View chartRates & next steps
See current rates or begin a pre-approval conversation with a lender.