Down Payment Calculator

Knowing how much to save for a down payment when buying a home is a critical first step in the path to home ownership. Calculate conventional, FHA, and VA down payments.

Conventional Down Payment

The minimum conventional loan down payment is 3%. Most homebuyers make a 5% to 20% down payment.

  • $03%
  • $05%
  • $010%
  • $020%

FHA Down Payment

FHA loans require a 3.5% down payment. FHA down payments can be gifted to the buyer from a family member.

  • $03.5%
  • $05%
  • $010%

VA Down Payment

VA loans do not require a down payment. Making a 5% or 10% down payment will lower the funding fee on your VA loan.

  • $05%
  • $010%