Mortgage points let you buy a lower interest rate. Learn how they work, how much they cost, and whether buying points actually saves you money.
Learn what a USDA guarantee fee is, how it works, current rates, and how it affects your monthly mortgage payment in 2025.
Discover first-time home buyer grants in 2025, how they work, who qualifies, and how they can lower your down payment and closing costs.
Learn how to get a mortgage pre-approval in 5 easy steps. Discover the benefits, required documents, and when to apply before buying a home.
