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Read the latest mortgage news, tips, and insights from What's My Payment?

Emma Bowder
FHA vs. Conventional Loan: Which is Right for You in 2025?
Trying to decide between an FHA vs. conventional loan? Our guide breaks down the key differences, pros, and cons of each to help you choose the best mortgage for your financial needs in 2025.
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Emma Bowder
How Long Does It Take to Buy a House in 2024?
Wondering how long it takes to buy a house? Our 2024 guide breaks down each step, from pre-approval to closing, and tips to speed up the process. Discover what to expect and avoid common delays on your path to homeownership.
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Emma Bowder
How Does Rent to Own Work? [Your 2024 Guide]
Discover how rent-to-own works as a flexible option for aspiring homeowners who need more time to save or improve their credit. Learn the benefits, process, and key considerations of rent-to-own in 2024 to help you make an informed decision.
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Emma Bowder
Aven HELOC Reviews: Is It Legit in 2024?
Explore our comprehensive review of the Aven HELOC card for 2024. Learn about its features, rates, pros, cons, and how it compares to traditional home equity lines of credit. Find out if Aven’s HELOC is right for you.
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Emma Bowder
FHA Cash Out Plan: Your 2024 Guide
Explore the FHA Cash Out Plan and discover how homeowners can tap into their home equity for financial flexibility. Learn the benefits, eligibility criteria, and how to get started with this refinancing option in 2024.
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Emma Bowder
How Long Does it Take to Close on a House? [2026 Guide]
Discover how long it takes to close on a house, with a breakdown of each stage in the process, factors that may cause delays, and tips to speed things up. Learn what to expect to make your home-buying experience smoother.
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Emma Bowder
Grantor vs. Grantee [What You Need to Know in 2026]
Discover the key differences between a grantor and a grantee in legal and financial contexts. Learn what you need to know for 2024 with clear examples and practical advice.
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Nick
Best Practices for Qualifying Borrowers Under AML Regulations
Learn the best practices for qualifying borrowers under AML regulations, including KYC procedures, customer due diligence, transaction monitoring, and employee training to ensure compliance and protect your business from money laundering risks.
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Emma Bowder
What is Earnest Money? [Everything You Need to Know in 2025]
Curious about earnest money? Discover what earnest money is, how it works, and why it’s a crucial part of the homebuying process. Learn tips to protect your deposit in this comprehensive guide.
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Ryan Martinson
Should I buy a house in 2024?
Mortgage rates and NAR lawsuits have clouded the 2024 real estate market. Unless you are blessed with buckets of cash, buying a home means you'll need a mortgage. We're here to help.
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Ryan Martinson
Are we heading into a housing recession?
A new report predicts that by 2023 there will be more homes available on the market than people looking to buy them. What does this mean for buyers and sellers?
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Ryan Martinson
What Is A Cash Out Refinance? How To Do It Right.
You may be able to take advantage of a cash-out refinance loan. Learn how to do it right! If you have an existing mortgage, find out if you qualify.
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