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Top 10 Cheapest Places to Live in the US (2025-2026)

Top 10 Cheapest Places to Live in the US (2025-2026)

Cheapest places to live in 2025–2026 include Toledo, Fort Wayne, Wichita, and Little Rock. See top affordable US cities for housing and cost of living.

Dec 10 • 5 min read

Handling Unexpected Home Costs With Same Day Loan Options

Handling Unexpected Home Costs With Same Day Loan Options

Handle surprise home expenses fast. Learn how same-day loan options help cover urgent repairs and moving costs without disrupting your mortgage plans.

Dec 1 • 4 min read

What Are Mortgage Points and Are They Worth Buying?

What Are Mortgage Points and Are They Worth Buying?

Mortgage points let you buy a lower interest rate. Learn how they work, how much they cost, and whether buying points actually saves you money.

Nov 20 • 10 min read

What Is a USDA Guarantee Fee and How Does It Work?

What Is a USDA Guarantee Fee and How Does It Work?

Learn what a USDA guarantee fee is, how it works, current rates, and how it affects your monthly mortgage payment in 2025.

Oct 28 • 9 min read

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TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.184%30 Year Fixed Jumbo6.704%FHA 30 years fixed5.647%VA 30 years fixed5.745%USDA 30 Year Fixed5.652%View More Rates

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Learn how making big purchases impacts your monthly budget and get the latest in home buying, home ownership, and mortgage news.

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