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Handling Unexpected Home Costs With Same Day Loan Options

Handling Unexpected Home Costs With Same Day Loan Options

Handle surprise home expenses fast. Learn how same-day loan options help cover urgent repairs and moving costs without disrupting your mortgage plans.

Dec 1 • 4 min read

What Are Mortgage Points and Are They Worth Buying?

What Are Mortgage Points and Are They Worth Buying?

Mortgage points let you buy a lower interest rate. Learn how they work, how much they cost, and whether buying points actually saves you money.

Nov 20 • 10 min read

What Is a USDA Guarantee Fee and How Does It Work?

What Is a USDA Guarantee Fee and How Does It Work?

Learn what a USDA guarantee fee is, how it works, current rates, and how it affects your monthly mortgage payment in 2025.

Oct 28 • 9 min read

Guide to First-Time Home Buyer Grants

Guide to First-Time Home Buyer Grants

Discover first-time home buyer grants in 2025, how they work, who qualifies, and how they can lower your down payment and closing costs.

Oct 3 • 7 min read

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What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

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Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.26%30 Year Fixed Jumbo6.804%FHA 30 years fixed5.578%VA 30 years fixed5.65%USDA 30 Year Fixed5.602%View More Rates

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Insights from our experts

Learn how making big purchases impacts your monthly budget and get the latest in home buying, home ownership, and mortgage news.

Handling Unexpected Home Costs With Same Day Loan Options

Nov 28·4 min read

First Time Homebuyer

What Are Mortgage Points and Are They Worth Buying?

Nov 20·10 min read

What Is a USDA Guarantee Fee and How Does It Work?

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First Time Homebuying

Guide to First-Time Home Buyer Grants

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How to Get a Mortgage Pre-Approval In 5 Easy Steps

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What Is Underwriting in Real Estate?

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Top 50 Questions to Ask When Buying a House: Your Ultimate Checklist

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