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What Credit Score Do You Need to Buy a House?

What Credit Score Do You Need to Buy a House?

Wondering what credit score you need to buy a house? Learn minimum requirements for FHA, VA, USDA, and conventional loans, plus tips to improve your score.

Sep 5 • 7 min read
What Is a DSCR Loan?

What Is a DSCR Loan?

A DSCR loan allows real estate investors to qualify based on rental income, rather than personal income. Here's how it works and why it's worth considering.

Aug 6 • 9 min read
Top 50 Questions to Ask When Buying a House: Your Ultimate Checklist

Top 50 Questions to Ask When Buying a House: Your Ultimate Checklist

Buying a home? These 50 questions will help you feel confident, avoid surprises, and make smarter choices every step of the way.

Jul 25 • 8 min read
How Do Home Equity Loans Work and How Do You Get One in 2025?

How Do Home Equity Loans Work and How Do You Get One in 2025?

Wondering how home equity loans work? Learn how to tap into your home’s value in 2025, what’s required, and how to get the money you need.

Aug 5 • 10 min read
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What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

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Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.246%30 Year Fixed Jumbo6.652%FHA 30 years fixed5.531%VA 30 years fixed5.659%USDA 30 Year Fixed5.532%View More Rates
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Author

Ryan Martinson

With over a decade of mortgage experience, I witnessed first-hand the frustrations homebuyers endure when shopping for a home. Using that expertise, I created What's My Payment to make buying easier.

Posts: 66

ryan's posts

Featured ImageMortgage news

Will Mortgage Rates Continue to Rise in the Wake of Stimulus and Vaccine?

Jan 14, 2021·2 min read
Featured ImageClosing Costs

What is included in closing costs?

Dec 23, 2020·7 min read
Featured ImagePMI

How much is mortgage insurance?

Dec 15, 2020·6 min read
Featured ImageMortgage news

FHA Loan Limits Increased to Support Booming Home Prices

Dec 10, 2020·2 min read
Featured ImageVA

2023 VA Funding Fee Chart

Oct 28, 2020·5 min read
Featured ImageHousing Market

When is the best time to buy a house?

Oct 13, 2020·8 min read
Featured ImageUSDA

What are USDA Loans?

Sep 17, 2020·4 min read
Featured ImageRealtors

The 5 Best Independent Realtor Apps (And the CRM That Holds It All)

Aug 28, 2020·11 min read
Featured ImageVA

VA Loan Requirements

Aug 10, 2020·4 min read
Featured ImageHousing Market

Is the housing market going to crash?

Apr 17, 2020·4 min read
Featured Image

How the Federal Reserve Rate Cut Impacts Refinancing

Mar 30, 2020·2 min read
Featured ImageFHA

FHA Mortgage Insurance Premiums

Jan 20, 2020·2 min read
Featured ImagePMI

What is Mortgage Insurance?

Jan 17, 2020·4 min read
Featured ImageHome Affordability

Can I Afford a House?

Jan 13, 2020·5 min read
Featured ImageFHA

What Will My Mortgage Payment Be?

Dec 9, 2019·2 min read