What's My Payment?
Create / Manage Profile

Get Started

  • Mortgage Calculator
  • Today's Mortgage Rates
  • Loan Pre-Approval

FHA Loans

  • FHA Calculator
  • FHA Loan Limits
  • FHA Mortgage Insurance

VA Loans

  • VA Calculator
  • VA Entitlement Calculator
  • VA IRRRL Loans
  • VA Cash-out Refinance

USDA Loans

  • USDA Calculator
Top 50 Questions to Ask When Buying a House: Your Ultimate Checklist

Top 50 Questions to Ask When Buying a House: Your Ultimate Checklist

Buying a home? These 50 questions will help you feel confident, avoid surprises, and make smarter choices every step of the way.

Jul 25 • 8 min read
How Do Home Equity Loans Work and How Do You Get One in 2025?

How Do Home Equity Loans Work and How Do You Get One in 2025?

Wondering how home equity loans work? Learn how to tap into your home’s value in 2025, what’s required, and how to get the money you need.

Jul 22 • 10 min read
What Is a 5/1 ARM Loan?

What Is a 5/1 ARM Loan?

What is a 5/1 ARM loan? Learn how it works, pros and cons, requirements, examples, and whether this adjustable-rate mortgage is right for you.

Jul 19 • 12 min read
Top 5 VA Home Loan Benefits

Top 5 VA Home Loan Benefits

Learn the top VA home loan benefits, including no down payment, no PMI, flexible credit guidelines, and low interest rates for eligible buyers.

Jul 11 • 8 min read
Read Our Blog

Supplements

  • Refinance
  • FHA Mortgage Insurance
  • VA Funding Fee Chart
  • Down Payment Calculator

Transparency

  • About Us
  • Privacy Policy
  • Terms of Use
  • California Privacy Notice

Feedback

We value your feedback. Please contact us with any ideas or suggestions you feel will make our site better.

Thank you for using What's My Payment?

Contact Us
What's My Payment?
Find a LenderRatesQuoteOffersSavings
Follow us on social media #whatsmypayment
Mortgage Calculators
FHA Mortgage CalculatorVA Mortgage CalculatorUSDA Mortgage CalculatorConventional Calculator
Home Affordability CalculatorVA IRRRL CalculatorVA Maximum Loan CalculatorVA Entitlement Calculator
Helpful Links
Mortgage Calculator WidgetRead Our BlogContact UsAbout Us
Privacy PolicyTerms of UseToday's Mortgage RatesGet Matched with a Lender

What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

© 2012—2025 What's My Payment? • All rights reserved.

Equal Housing Opportunity

Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.728%30 Year Fixed Jumbo6.912%FHA 30 years fixed6.025%VA 30 years fixed6.111%USDA 30 Year Fixed6.107%View More Rates
Get Pre-Approved
Profile Image

R

Author

Ryan Martinson

With over a decade of mortgage experience, I witnessed first-hand the frustrations homebuyers endure when shopping for a home. Using that expertise, I created What's My Payment to make buying easier.

Posts: 67

ryan's posts

Featured ImageHousing Market

Should I buy a house in 2024?

Apr 6, 2024·3 min read
Featured ImageHousing Market

Are we heading into a housing recession?

Aug 15, 2022·2 min read
Featured ImageRefinance

What Is A Cash Out Refinance? How To Do It Right.

Aug 8, 2022·3 min read
Featured ImageMortgage news

Mortgage Demand Falling, What Does It Mean for Homebuyers?

Jun 24, 2022·2 min read
Featured ImageMortgage news

Is a foreclosure crisis looming?

May 31, 2022·2 min read
Featured ImageARM

Should my next mortgage be an ARM?

May 27, 2022·3 min read
Featured ImageMortgage news

Is it a good time to buy a house?

May 12, 2022·3 min read
Featured ImageFHA

40-Year FHA Loan Modification Coming Soon?

Apr 27, 2022·2 min read
Featured ImageMortgage news

Rising Interest Rates Make Homes Less Affordable

Apr 18, 2022·2 min read
Featured ImageMortgage news

Renting and Buying More Expensive as Mortgage Rates Rise

Apr 8, 2022·2 min read
Featured ImageVA

Veterans Not Utilizing Earned VA Home Loan Benefits

Mar 25, 2022·3 min read
Featured ImageFHA

How to Calculate an FHA Loan Payment

Mar 12, 2022·3 min read
Featured ImageMortgage news

Mortgage Rate Dip Gives Homebuyers More Purchasing Power

Mar 4, 2022·1 min read
Featured ImageVA

Attacking Veteran Homelessness in the United States

Dec 27, 2021·2 min read
Featured ImageReal Estate News

Zillow Terminates Home Flipping Business

Nov 22, 2021·2 min read