Debt-to-Income (DTI) Ratio Calculator

Find your Debt-to-Income (DTI) ratio in seconds. Use our free calculator to check your eligibility for a mortgage or refinance.

Gross Monthly Income ($)

Mortgage/Rent Payment ($)Credit Card Payments ($)Auto Loans ($)Student Loans ($)Other Debt Payments ($)

-DTI Ratio

Enter your information

Total Monthly Income:$0

Total Monthly Debts:$0

Available Income:$0

≤ 20%Excellent

21% - 36%Good

37% - 43%Fair

≥ 44%Poor