What's My Payment?
Create / Manage Profile

Get Started

  • Mortgage Calculator
  • Today's Mortgage Rates
  • Loan Pre-Approval

FHA Loans

  • FHA Calculator
  • FHA Loan Limits
  • FHA Mortgage Insurance

VA Loans

  • VA Calculator
  • VA Entitlement Calculator
  • VA IRRRL Loans
  • VA Cash-out Refinance

USDA Loans

  • USDA Calculator
loading...Read Our Blog

Supplements

  • Refinance
  • FHA Mortgage Insurance
  • VA Funding Fee Chart
  • Down Payment Calculator

Transparency

  • About Us
  • Privacy Policy
  • Terms of Use
  • California Privacy Notice

Feedback

We value your feedback. Please contact us with any ideas or suggestions you feel will make our site better.

Thank you for using What's My Payment?

Contact Us
What's My Payment?
Find a LenderRatesQuoteOffersSavings
Follow us on social media #whatsmypayment
Mortgage Calculators
FHA Mortgage CalculatorVA Mortgage CalculatorUSDA Mortgage CalculatorConventional Calculator
Home Affordability CalculatorVA IRRRL CalculatorVA Maximum Loan CalculatorVA Entitlement Calculator
Helpful Links
Mortgage Calculator WidgetRead Our BlogContact UsAbout Us
Privacy PolicyTerms of UseToday's Mortgage RatesGet Matched with a Lender

What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

© 2012—2025 What's My Payment? • All rights reserved.

Equal Housing Opportunity
Top 10 Cheapest Places to Live in the US (2025-2026)

Top 10 Cheapest Places to Live in the US (2025-2026)

Cheapest places to live in 2025–2026 include Toledo, Fort Wayne, Wichita, and Little Rock. See top affordable US cities for housing and cost of living.

Dec 10 • 5 min read
Handling Unexpected Home Costs With Same Day Loan Options

Handling Unexpected Home Costs With Same Day Loan Options

Handle surprise home expenses fast. Learn how same-day loan options help cover urgent repairs and moving costs without disrupting your mortgage plans.

Dec 1 • 4 min read
What Are Mortgage Points and Are They Worth Buying?

What Are Mortgage Points and Are They Worth Buying?

Mortgage points let you buy a lower interest rate. Learn how they work, how much they cost, and whether buying points actually saves you money.

Nov 20 • 10 min read
What Is a USDA Guarantee Fee and How Does It Work?

What Is a USDA Guarantee Fee and How Does It Work?

Learn what a USDA guarantee fee is, how it works, current rates, and how it affects your monthly mortgage payment in 2025.

Oct 28 • 9 min read

Renovate Review: Everything You Need to Know About Home Improvement in 2025

Looking to renovate your home? Discover how Renovate.com simplifies contractor matching and financing for homeowners. Read our 2024 review to learn more.
Profile Image
Emma Bowder
Jul 8·7 min read
Renovate Review: Everything You Need to Know About Home Improvement in 2025

Home improvement can be a mix of excitement and stress. Whether you’re dreaming of a new kitchen, upgrading your windows, or tackling a much-needed roof repair, the process of finding reliable contractors and financing can feel like an overwhelming task. Enter Renovate.com, a platform that promises to make the journey seamless. Renovate.com connects homeowners with trusted contractors and financing options, saving you time and energy.

In this review, we’ll dive into everything you need to know about Renovate.com: how it works, its pros and cons, and whether it’s the right fit for your next home project.

What is Renovate.com?

Renovate.com is a user-friendly online platform designed to help homeowners with two crucial aspects of home improvement: finding reputable contractors and securing financing. Think of it as a matchmaking service for your home projects. Whether it’s a small upgrade like landscaping or a major remodel, Renovate.com simplifies the process by connecting you with professionals who fit your specific needs and budget.

The platform covers a variety of services, including roofing, HVAC upgrades, window replacements, kitchen remodeling, and even landscaping projects. It’s a one-stop shop for anyone looking to enhance their home without the headache of endless research and calls.

How Does Renovate.com Work?

Renovate.com follows a straightforward four-step process:

  1. Submit Your Project Details

Start by sharing details about your project. You’ll need to provide basic information such as the type of renovation you’re planning, your location, and your budget. This helps the platform match you with contractors who specialize in your type of project.

2. Get Matched with Contractors

Once you submit your project details, Renovate.com uses its network of vetted contractors to find professionals who meet your criteria. These contractors are pre-screened, ensuring you’re connected with reliable and skilled individuals or companies.

3. Explore Financing Options

If you need financial assistance, Renovate.com prequalifies you for financing through its network of third-party lenders. You’ll receive tailored options based on your project’s scope and your credit profile.

4. Start Your Project

With contractors and financing in place, you’re ready to bring your vision to life. Renovate.com facilitates introductions but leaves the final decision-making and contracts in your hands.

What Makes Renovate.com Stand Out?

Renovate.com isn’t just another contractor directory. Here’s what sets it apart:

Wide Range of Services

The platform covers virtually every type of home improvement project, from energy-efficient upgrades to full-scale renovations. Whether you’re looking to install solar panels, redo your backyard, or update your bathroom, Renovate.com has you covered.

Trusted Partnerships

Renovate.com prides itself on working with only the best. Contractors are thoroughly vetted to ensure they meet high standards of professionalism, reliability, and expertise.

Free to Use

There’s no cost for homeowners to use Renovate.com. Submitting project details, getting matched with contractors, and exploring financing options are all free.

Streamlined Financing

For homeowners who don’t want to spend weeks searching for loans, Renovate.com simplifies the financing process. By partnering with multiple lenders, the platform ensures you have access to competitive rates and flexible options.

Pros and Cons of Renovate.com

Category Details
Pros • Ease of Use: The platform’s user-friendly design makes it simple to submit projects and review contractor matches.
• Comprehensive Services: From minor fixes to major renovations, Renovate.com handles it all.
• Free to Homeowners: There’s no cost to use the platform, making it a risk-free option for exploring contractors and financing.
• Quality Assurance: Contractors are pre-screened, giving you peace of mind about the professionals you’ll work with.
Cons • Third-Party Financing: While Renovate.com connects you with lenders, loan agreements are handled externally. This means you’ll need to review terms directly with the lender.
• Location Limitations: The availability of contractors and financing options may vary depending on your area.
• No In-House Contractors: Renovate.com doesn’t employ contractors directly, so the quality of service ultimately depends on the professionals in its network.

Is Renovate.com Right for You?

Renovate.com is a great choice if:

  • You’re overwhelmed by the process of finding contractors and financing.
  • You want access to pre-vetted professionals.
  • You’re looking for a no-cost way to explore renovation options.

However, if you prefer to work directly with local contractors you know or manage financing entirely on your own, Renovate.com might not be the best fit.

How Renovate.com Compares to Competitors

Renovate.com isn’t the only platform offering contractor and financing solutions. Here’s how it stacks up:

  • HomeAdvisor: Like Renovate.com, HomeAdvisor connects homeowners with contractors. However, it doesn’t include financing options, giving Renovate.com an edge for those needing loans.
  • Angi: Angi focuses on contractor reviews and ratings, while Renovate.com takes a more hands-on approach by facilitating matches and financing.
  • Porch: Porch provides a similar contractor-matching service but also includes handyman services, which Renovate.com doesn’t currently offer.

Explore Our Mortgage Calculators

🏠

Mortgage Calculator

Easily calculate your mortgage payments with our quick and intuitive tool.

🔑

FHA Loan Calculator

Learn about FHA loans and how they can help you purchase your dream home.

🎖️

VA Loan Calculator

Explore VA loan benefits designed specifically for veterans and active-duty military.

Real Homeowner Experiences with Renovate.com

Homeowners who have used Renovate.com often highlight its simplicity and reliability. Here’s what a few had to say:

  • “Renovate.com saved me so much time! I didn’t have to call around to multiple contractors, and the financing options were a huge plus.” – Sarah M.
  • “I was nervous about finding someone to replace my roof, but Renovate.com matched me with a contractor who was professional and affordable.” – James L.
  • “The platform made it easy to explore lenders, and I got a great rate for my kitchen remodel. Highly recommend!” – Amanda K.

Final Thoughts on Renovate.com

Renovate.com is a game-changer for homeowners looking to simplify the renovation process. By offering a centralized platform for contractor matching and financing, it eliminates much of the guesswork involved in home improvement projects.

If you’re planning a renovation in 2024, Renovate.com is worth exploring. Its user-friendly design, comprehensive service offerings, and trusted network of professionals make it a valuable resource for any homeowner.Ready to get started? Visit Renovate.com today and take the first step toward transforming your home.

Frequently Asked Questions

1. Is Renovate.com free to use?

Yes, Renovate.com is completely free for homeowners. There are no charges for submitting project requests, getting matched with contractors, or exploring financing options.

2. Does Renovate.com provide loans directly?

No, Renovate.com connects you with third-party lenders. All loan agreements and terms are managed directly with these external providers.

3. How does Renovate.com vet its contractors?

Renovate.com works only with contractors who meet strict quality and reliability standards. This ensures you’re matched with professionals you can trust.

4. Can I choose my own contractor after using Renovate.com?

Absolutely. Renovate.com provides recommendations, but the final decision is up to you. You’re free to work with any contractor you prefer.



Get Pre-Approved

Read More

Top 10 Cheapest Places to Live in the US (2025-2026)
Cheapest Places to Live

Top 10 Cheapest Places to Live in the US (2025-2026)

Cheapest places to live in 2025–2026 include Toledo, Fort Wayne, Wichita, and Little Rock. See top affordable US cities for housing and cost of living.

Vanessa ZiminDec 10 • 5 min read
Handling Unexpected Home Costs With Same Day Loan Options

Handling Unexpected Home Costs With Same Day Loan Options

Handle surprise home expenses fast. Learn how same-day loan options help cover urgent repairs and moving costs without disrupting your mortgage plans.

SeanDec 1 • 4 min read
What Are Mortgage Points and Are They Worth Buying?
First Time Homebuyer

What Are Mortgage Points and Are They Worth Buying?

Mortgage points let you buy a lower interest rate. Learn how they work, how much they cost, and whether buying points actually saves you money.

Vanessa ZiminNov 20 • 10 min read
What Is a USDA Guarantee Fee and How Does It Work?
Mortgage Terms

What Is a USDA Guarantee Fee and How Does It Work?

Learn what a USDA guarantee fee is, how it works, current rates, and how it affects your monthly mortgage payment in 2025.

Vanessa ZiminOct 28 • 9 min read
Guide to First-Time Home Buyer Grants
First Time Homebuying

Guide to First-Time Home Buyer Grants

Discover first-time home buyer grants in 2025, how they work, who qualifies, and how they can lower your down payment and closing costs.

Vanessa ZiminOct 3 • 7 min read
How to Get a Mortgage Pre-Approval In 5 Easy Steps
First Time Homebuying

How to Get a Mortgage Pre-Approval In 5 Easy Steps

Learn how to get a mortgage pre-approval in 5 easy steps. Discover the benefits, required documents, and when to apply before buying a home.

Vanessa ZiminNov 13 • 10 min read

Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.286%30 Year Fixed Jumbo6.349%FHA 30 years fixed5.639%VA 30 years fixed5.752%USDA 30 Year Fixed5.698%View More Rates