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Mortgage Refinance: How It Works and When It Makes Sense

Mortgage Refinance: How It Works and When It Makes Sense

Learn how mortgage refinance works, when it makes sense, and how it can lower payments, reduce interest, or unlock home equity in 2025.

Jun 24 • 8 min read
What Is an Adjustable-Rate Mortgage (ARM)?

What Is an Adjustable-Rate Mortgage (ARM)?

Wondering if an ARM is right for you? Learn how adjustable-rate mortgages work, their pros and cons, and when they can save you money.

Jun 16 • 5 min read
2025 FHA 203k Loan Requirements: What You Need to Know Before You Renovate

2025 FHA 203k Loan Requirements: What You Need to Know Before You Renovate

Learn the 2025 FHA 203k loan requirements to buy or refinance a home and finance renovations, all in one loan. See if you qualify today.

Jun 9 • 7 min read
Mortgagor vs Mortgagee: 5 Key Differences You Need to Know

Mortgagor vs Mortgagee: 5 Key Differences You Need to Know

Mortgagor vs Mortgagee: Learn the 5 key differences between borrower and lender roles to better understand your mortgage and home loan terms.

Jun 5 • 6 min read
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Andrew Helling

Andrew Helling is the founder of Helling Homebuyers, a Nebraska-based property investor specializing in helping Omaha property owners sell their homes quickly.

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Mortgage Relief | What You Should do if You Can't Pay

Sep 2, 2020·4 min read

Today's Average Rates

TIP • Click a rate to use it on the appropriate calculator. We round it to the nearest eighth.

30 Year Fixed Conforming6.592%30 Year Fixed Jumbo6.922%FHA 30 years fixed6.014%VA 30 years fixed6.096%USDA 30 Year Fixed5.95%View More Rates
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What's My Payment? (WMP) is not a mortgage lender, nor are we affiliated with any government agency, including FHA, VA, USDA, FANNIE MAE, or FREDDIE MAC. We do not originate mortgage loans. WMP provides information and mortgage payment calculations for a variety of loan types, both government (FHA, VA, USDA, etc.) and in general. While every effort is made to ensure the information we provide is accurate, all calculations and information provided throughout this website are for demonstration purposes only. This page may include affiliate links. We may get paid when you click on a link and buy a product, at no extra cost to you. Click here to learn more.

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